Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,321$285,321$404,910
Remaining term (yrs)24.624.630.0
Secondary amount$0$119,589$0
Funding fee$1,427$1,427$0
Note rate3.180%3.180%7.400%
Blended rate3.180%4.604%7.640%
1st payment$1,389.02$1,389.02$2,803.52
2nd payment$0.00$797.26$0.00
Taxes / mo$394.17$394.17$394.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$98.33$98.33$98.33
Total monthly$2,031.52$2,828.78$3,526.99
Cash to close$164,579$44,990$44,990