Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$92,986	$92,986	$180,000
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$87,014	$0
Funding fee	$0	$0	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.930%	6.897%	7.640%
1st payment	$523.34	$523.34	$1,246.28
2nd payment	$0.00	$652.60	$0.00
Taxes / mo	$506.67	$506.67	$506.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$76.90	$76.90	$36.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,256.90	$1,909.51	$1,938.95
Cash to close	$107,014	$20,000	$20,000