Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,374	$149,374	$314,100
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$164,726	$0
Funding fee	$747	$747	$0
Note rate	3.830%	3.830%	7.400%
Blended rate	3.830%	6.017%	7.640%
1st payment	$943.11	$943.11	$2,174.76
2nd payment	$0.00	$1,098.17	$0.00
Taxes / mo	$112.50	$112.50	$112.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.82
HOA / mo	$183.67	$183.67	$183.67
Total monthly	$1,389.28	$2,487.45	$2,683.75
Cash to close	$199,626	$34,900	$34,900