Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$737,737$737,737$1,421,100
Remaining term (yrs)28.728.730.0
Secondary amount$0$683,363$0
Funding fee$3,689$3,689$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.283%7.640%
1st payment$4,894.13$4,894.13$9,839.41
2nd payment$0.00$4,413.39$0.00
Taxes / mo$1,558.17$1,558.17$1,558.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$284.22
HOA / mo$171.00$171.00$171.00
Total monthly$6,839.96$11,253.35$12,069.46
Cash to close$841,263$157,900$157,900