Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$144,382	$144,382	$373,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$229,118	$0
Funding fee	$722	$722	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	5.914%	7.640%
1st payment	$692.48	$692.48	$2,586.04
2nd payment	$0.00	$1,479.72	$0.00
Taxes / mo	$178.08	$178.08	$178.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,020.56	$2,500.28	$2,988.82
Cash to close	$270,618	$41,500	$41,500