Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,499$229,499$328,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$99,001$0
Funding fee$1,147$1,147$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.620%7.640%
1st payment$1,068.85$1,068.85$2,274.47
2nd payment$0.00$742.51$0.00
Taxes / mo$420.25$420.25$420.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$394.00$394.00$394.00
Total monthly$2,033.10$2,775.61$3,304.42
Cash to close$135,501$36,500$36,500