Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$189,240$189,240$261,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$71,760$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%5.701%7.640%
1st payment$999.96$999.96$1,807.11
2nd payment$0.00$538.20$0.00
Taxes / mo$343.50$343.50$343.50
Insurance / mo$150.00$150.00$150.00
MI / mo$155.79$155.79$52.20
HOA / mo$13.75$13.75$13.75
Total monthly$1,663.00$2,201.20$2,366.56
Cash to close$100,760$29,000$29,000