Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$192,332	$192,332	$230,130
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$37,798	$0
Funding fee	$0	$0	$0
Note rate	5.540%	5.540%	7.400%
Blended rate	6.390%	6.819%	7.640%
1st payment	$1,166.36	$1,166.36	$1,593.37
2nd payment	$0.00	$283.48	$0.00
Taxes / mo	$169.58	$169.58	$169.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.87	$144.87	$46.03
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,630.81	$1,914.30	$1,958.98
Cash to close	$63,368	$25,570	$25,570