Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$428,096	$428,096	$791,100
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$363,004	$0
Funding fee	$2,140	$2,140	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	5.088%	7.640%
1st payment	$2,030.03	$2,030.03	$5,477.42
2nd payment	$0.00	$2,344.40	$0.00
Taxes / mo	$896.17	$896.17	$896.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$158.22
HOA / mo	$130.25	$130.25	$130.25
Total monthly	$3,273.11	$5,617.51	$6,878.72
Cash to close	$450,904	$87,900	$87,900