Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$211,569$211,569$251,996
Remaining term (yrs)25.525.530.0
Secondary amount$0$40,426$0
Funding fee$0$0$0
Note rate3.890%3.890%7.400%
Blended rate4.740%5.423%7.640%
1st payment$1,089.06$1,089.06$1,744.77
2nd payment$0.00$303.20$0.00
Taxes / mo$228.50$228.50$228.50
Insurance / mo$150.00$150.00$150.00
MI / mo$163.75$163.75$50.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,631.31$1,934.51$2,173.67
Cash to close$68,426$28,000$28,000