Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$471,030	$471,030	$495,000
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$51,470	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.220%	7.679%	7.640%
1st payment	$3,122.19	$3,122.19	$3,427.28
2nd payment	$0.00	$509.34	$0.00
Taxes / mo	$764.17	$764.17	$764.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$222.45	$222.45	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,275.47	$4,784.81	$4,457.11
Cash to close	$78,970	$27,500	$55,000