Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$47,812	$47,812	$310,500
Remaining term (yrs)	6.5	6.5	30.0
Secondary amount	$0	$262,688	$0
Funding fee	$0	$0	$0
Note rate	5.730%	5.730%	7.400%
Blended rate	6.580%	7.570%	7.640%
1st payment	$727.95	$727.95	$2,149.84
2nd payment	$0.00	$1,696.53	$0.00
Taxes / mo	$97.50	$97.50	$97.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.55	$88.55	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,064.00	$2,760.53	$2,459.44
Cash to close	$297,188	$34,500	$34,500