Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$116,483$116,483$139,500
Remaining term (yrs)20.020.030.0
Secondary amount$0$30,767$0
Funding fee$582$582$0
Note rate3.440%3.440%7.400%
Blended rate3.440%5.202%7.640%
1st payment$668.11$668.11$965.87
2nd payment$0.00$304.46$0.00
Taxes / mo$85.42$85.42$85.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$27.90
HOA / mo$0.00$0.00$0.00
Total monthly$903.52$1,207.99$1,229.19
Cash to close$38,517$7,750$15,500