Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,450	$131,450	$242,910
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$111,460	$0
Funding fee	$0	$0	$0
Note rate	4.350%	4.350%	7.400%
Blended rate	5.200%	6.485%	7.640%
1st payment	$762.52	$762.52	$1,681.86
2nd payment	$0.00	$743.06	$0.00
Taxes / mo	$178.00	$178.00	$178.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$108.50	$108.50	$48.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,199.02	$1,942.08	$2,058.44
Cash to close	$138,450	$26,990	$26,990