Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,723	$193,723	$336,600
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$142,877	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	5.957%	7.640%
1st payment	$1,136.74	$1,136.74	$2,330.55
2nd payment	$0.00	$952.51	$0.00
Taxes / mo	$649.75	$649.75	$649.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$177.10	$177.10	$67.32
HOA / mo	$91.67	$91.67	$91.67
Total monthly	$2,205.26	$3,157.77	$3,289.29
Cash to close	$180,277	$37,400	$37,400