Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$1,064,461	$1,064,461	$1,709,100
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$644,639	$0
Funding fee	$5,322	$5,322	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	2.780%	4.655%	7.640%
1st payment	$5,020.44	$5,020.44	$11,833.46
2nd payment	$0.00	$4,163.30	$0.00
Taxes / mo	$1,582.50	$1,582.50	$1,582.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$341.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$6,819.61	$10,982.91	$13,974.45
Cash to close	$834,539	$189,900	$189,900