Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,268	$203,268	$305,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$101,832	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	5.035%	7.640%
1st payment	$945.84	$945.84	$2,112.45
2nd payment	$0.00	$678.88	$0.00
Taxes / mo	$372.00	$372.00	$372.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.18	$165.18	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,633.02	$2,311.91	$2,695.47
Cash to close	$135,732	$33,900	$33,900