Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$382,671	$382,671	$810,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$427,329	$0
Funding fee	$1,913	$1,913	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.000%	5.978%	7.640%
1st payment	$1,989.38	$1,989.38	$5,608.28
2nd payment	$0.00	$2,759.84	$0.00
Taxes / mo	$606.33	$606.33	$606.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$162.00
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,862.38	$5,622.22	$6,643.28
Cash to close	$517,329	$90,000	$90,000