Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$109,777	$109,777	$172,800
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$63,023	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.205%	7.640%
1st payment	$588.87	$588.87	$1,196.43
2nd payment	$0.00	$472.67	$0.00
Taxes / mo	$126.00	$126.00	$126.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.07	$90.07	$34.56
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$954.93	$1,427.60	$1,506.99
Cash to close	$82,223	$19,200	$19,200