Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$230,740	$230,740	$256,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$25,760	$0
Funding fee	$0	$0	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	7.210%	7.390%	7.640%
1st payment	$1,504.55	$1,504.55	$1,775.95
2nd payment	$0.00	$193.20	$0.00
Taxes / mo	$231.33	$231.33	$231.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.09	$171.09	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,056.98	$2,250.18	$2,208.59
Cash to close	$54,260	$28,500	$28,500