Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$104,586	$104,586	$207,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$102,414	$0
Funding fee	$523	$523	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	5.337%	7.640%
1st payment	$487.09	$487.09	$1,433.23
2nd payment	$0.00	$682.76	$0.00
Taxes / mo	$452.33	$452.33	$452.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,089.43	$1,772.18	$2,076.96
Cash to close	$125,414	$23,000	$23,000