Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$212,538$212,538$337,410
Remaining term (yrs)19.519.530.0
Secondary amount$0$124,872$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%5.821%7.640%
1st payment$1,267.87$1,267.87$2,336.16
2nd payment$0.00$832.48$0.00
Taxes / mo$418.17$418.17$418.17
Insurance / mo$150.00$150.00$150.00
MI / mo$195.35$195.35$67.48
HOA / mo$140.00$140.00$140.00
Total monthly$2,171.39$3,003.87$3,111.81
Cash to close$162,362$37,490$37,490