Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$155,994	$155,994	$269,100
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$113,106	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.139%	7.640%
1st payment	$930.24	$930.24	$1,863.19
2nd payment	$0.00	$754.04	$0.00
Taxes / mo	$390.08	$390.08	$390.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.02	$139.02	$53.82
HOA / mo	$86.67	$86.67	$86.67
Total monthly	$1,696.01	$2,450.05	$2,543.77
Cash to close	$143,006	$29,900	$29,900