Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$216,025$216,025$405,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$188,975$0
Funding fee$0$0$0
Note rate3.580%3.580%7.400%
Blended rate4.430%6.096%7.640%
1st payment$1,144.44$1,144.44$2,804.14
2nd payment$0.00$1,259.83$0.00
Taxes / mo$375.00$375.00$375.00
Insurance / mo$150.00$150.00$150.00
MI / mo$178.74$178.74$81.00
HOA / mo$133.33$133.33$133.33
Total monthly$1,981.52$3,241.35$3,543.47
Cash to close$233,975$45,000$45,000