Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,562	$8,562	$350,100
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$341,538	$0
Funding fee	$0	$0	$0
Note rate	6.160%	6.160%	7.400%
Blended rate	6.710%	7.725%	7.640%
1st payment	$57.53	$57.53	$2,424.02
2nd payment	$0.00	$2,205.77	$0.00
Taxes / mo	$493.67	$493.67	$493.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.96	$3.96	$70.02
HOA / mo	$11.42	$11.42	$11.42
Total monthly	$716.58	$2,922.34	$3,149.13
Cash to close	$380,438	$38,900	$38,900