Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$167,687	$167,687	$193,410
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$25,723	$0
Funding fee	$838	$838	$0
Note rate	4.720%	4.720%	7.400%
Blended rate	4.720%	5.289%	7.640%
1st payment	$938.62	$938.62	$1,339.13
2nd payment	$0.00	$192.92	$0.00
Taxes / mo	$510.67	$510.67	$510.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$38.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,599.29	$1,792.21	$2,038.48
Cash to close	$47,213	$21,490	$21,490