Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$144,027	$144,027	$251,100
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$107,073	$0
Funding fee	$720	$720	$0
Note rate	4.440%	4.440%	7.400%
Blended rate	4.440%	5.958%	7.640%
1st payment	$863.43	$863.43	$1,738.57
2nd payment	$0.00	$713.82	$0.00
Taxes / mo	$2.42	$2.42	$2.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,015.84	$1,729.66	$1,941.20
Cash to close	$134,973	$27,900	$27,900