Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,049	$114,049	$166,500
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$52,451	$0
Funding fee	$0	$0	$0
Note rate	4.900%	4.900%	7.400%
Blended rate	5.750%	6.774%	7.640%
1st payment	$702.28	$702.28	$1,152.81
2nd payment	$0.00	$393.38	$0.00
Taxes / mo	$43.42	$43.42	$43.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.73	$93.73	$33.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$989.43	$1,382.82	$1,379.53
Cash to close	$70,951	$18,500	$18,500