Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$148,081	$148,081	$436,500
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$288,419	$0
Funding fee	$740	$740	$0
Note rate	6.600%	6.600%	7.400%
Blended rate	6.600%	7.360%	7.640%
1st payment	$962.78	$962.78	$3,022.24
2nd payment	$0.00	$1,862.71	$0.00
Taxes / mo	$404.17	$404.17	$404.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,533.61	$3,396.32	$3,680.37
Cash to close	$336,919	$48,500	$48,500