Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$104,106	$104,106	$238,500
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$134,394	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	6.546%	7.640%
1st payment	$568.71	$568.71	$1,651.33
2nd payment	$0.00	$895.96	$0.00
Taxes / mo	$281.33	$281.33	$281.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.24	$86.24	$47.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,086.28	$1,982.24	$2,130.36
Cash to close	$160,894	$26,500	$26,500