Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$532,263$532,263$531,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$28,237$0
Funding fee$2,661$2,661$0
Note rate6.580%6.580%7.400%
Blended rate6.580%6.847%7.640%
1st payment$3,426.80$3,426.80$3,676.54
2nd payment$0.00$279.43$0.00
Taxes / mo$491.67$491.67$491.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$106.20
HOA / mo$62.50$62.50$62.50
Total monthly$4,147.64$4,427.06$4,503.57
Cash to close$57,737$29,500$59,000