Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$648,044$648,044$809,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$161,056$0
Funding fee$3,240$3,240$0
Note rate4.000%4.000%7.400%
Blended rate4.000%4.796%7.640%
1st payment$3,394.42$3,394.42$5,602.04
2nd payment$0.00$1,073.71$0.00
Taxes / mo$229.00$229.00$229.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,840.09$4,913.80$6,209.53
Cash to close$250,956$89,900$89,900