Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$101,618	$101,618	$238,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$136,882	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	6.406%	7.640%
1st payment	$669.27	$669.27	$1,651.33
2nd payment	$0.00	$912.55	$0.00
Taxes / mo	$608.75	$608.75	$608.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.76	$106.76	$47.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,534.78	$2,447.33	$2,457.78
Cash to close	$163,382	$26,500	$26,500