Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$617,283	$617,283	$647,100
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$29,817	$0
Funding fee	$3,086	$3,086	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.220%	6.348%	7.640%
1st payment	$3,814.56	$3,814.56	$4,480.39
2nd payment	$0.00	$223.63	$0.00
Taxes / mo	$796.50	$796.50	$796.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$129.42
HOA / mo	$114.00	$114.00	$114.00
Total monthly	$4,941.73	$5,165.36	$5,736.98
Cash to close	$101,717	$71,900	$71,900