Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,218$238,218$382,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$144,282$0
Funding fee$1,191$1,191$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.948%7.640%
1st payment$1,176.43$1,176.43$2,648.35
2nd payment$0.00$961.88$0.00
Taxes / mo$351.42$351.42$351.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$146.00$146.00$146.00
Total monthly$1,823.85$2,785.72$3,372.27
Cash to close$186,782$42,500$42,500