Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$431,890	$431,890	$674,100
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$242,210	$0
Funding fee	$0	$0	$0
Note rate	4.660%	4.660%	7.400%
Blended rate	5.510%	6.315%	7.640%
1st payment	$2,629.76	$2,629.76	$4,667.33
2nd payment	$0.00	$1,564.27	$0.00
Taxes / mo	$624.17	$624.17	$624.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$360.83	$360.83	$134.82
HOA / mo	$345.00	$345.00	$345.00
Total monthly	$4,176.43	$5,740.70	$5,987.99
Cash to close	$317,110	$74,900	$74,900