Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$141,696	$141,696	$303,750
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$162,054	$0
Funding fee	$708	$708	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	3.760%	6.022%	7.640%
1st payment	$857.81	$857.81	$2,103.10
2nd payment	$0.00	$1,080.36	$0.00
Taxes / mo	$281.25	$281.25	$281.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.75
HOA / mo	$400.00	$400.00	$400.00
Total monthly	$1,689.06	$2,769.42	$2,995.10
Cash to close	$195,804	$33,750	$33,750