Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,571	$200,571	$314,100
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$113,529	$0
Funding fee	$0	$0	$0
Note rate	3.280%	3.280%	7.400%
Blended rate	4.130%	5.529%	7.640%
1st payment	$1,014.02	$1,014.02	$2,174.76
2nd payment	$0.00	$756.86	$0.00
Taxes / mo	$360.67	$360.67	$360.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$164.42	$164.42	$62.82
HOA / mo	$154.33	$154.33	$154.33
Total monthly	$1,843.43	$2,600.29	$2,902.58
Cash to close	$148,429	$34,900	$34,900