Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,837$233,837$350,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$117,073$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.228%7.640%
1st payment$1,138.77$1,138.77$2,429.63
2nd payment$0.00$780.49$0.00
Taxes / mo$666.75$666.75$666.75
Insurance / mo$150.00$150.00$150.00
MI / mo$191.57$191.57$70.18
HOA / mo$23.00$23.00$23.00
Total monthly$2,170.09$2,950.58$3,339.56
Cash to close$156,063$38,990$38,990