Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$28,026	$28,026	$378,000
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$349,974	$0
Funding fee	$0	$0	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.940%	7.468%	7.640%
1st payment	$155.30	$155.30	$2,617.20
2nd payment	$0.00	$2,260.25	$0.00
Taxes / mo	$376.67	$376.67	$376.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$22.97	$22.97	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$704.94	$2,965.18	$3,219.46
Cash to close	$391,974	$42,000	$42,000