Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$582,012$582,012$684,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$101,988$0
Funding fee$2,910$2,910$0
Note rate2.710%2.710%7.400%
Blended rate2.710%3.499%7.640%
1st payment$2,691.88$2,691.88$4,735.88
2nd payment$0.00$679.92$0.00
Taxes / mo$633.33$633.33$633.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.80
HOA / mo$47.00$47.00$47.00
Total monthly$3,588.88$4,268.80$5,769.68
Cash to close$177,988$76,000$76,000