Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$180,431$180,431$369,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$188,569$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%6.191%7.640%
1st payment$887.36$887.36$2,554.88
2nd payment$0.00$1,257.12$0.00
Taxes / mo$344.50$344.50$344.50
Insurance / mo$150.00$150.00$150.00
MI / mo$140.85$140.85$73.80
HOA / mo$215.00$215.00$215.00
Total monthly$1,737.71$2,994.83$3,338.18
Cash to close$229,569$41,000$41,000