Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$35,849	$35,849	$204,300
Remaining term (yrs)	6.1	6.1	30.0
Secondary amount	$0	$168,451	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.960%	7.818%	7.640%
1st payment	$576.25	$576.25	$1,414.53
2nd payment	$0.00	$1,123.00	$0.00
Taxes / mo	$90.33	$90.33	$90.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$67.29	$67.29	$40.86
HOA / mo	$240.00	$240.00	$240.00
Total monthly	$1,123.87	$2,246.88	$1,935.73
Cash to close	$191,151	$22,700	$22,700