Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,259$234,259$512,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$277,841$0
Funding fee$1,171$1,171$0
Note rate3.030%3.030%7.400%
Blended rate3.030%5.591%7.640%
1st payment$1,145.67$1,145.67$3,545.68
2nd payment$0.00$1,794.39$0.00
Taxes / mo$437.83$437.83$437.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,750.17$3,544.56$4,252.60
Cash to close$334,741$56,900$56,900