Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$74,764$74,764$225,000
Remaining term (yrs)22.222.230.0
Secondary amount$0$150,236$0
Funding fee$0$0$0
Note rate4.940%4.940%7.400%
Blended rate5.790%7.266%7.640%
1st payment$461.11$461.11$1,557.85
2nd payment$0.00$1,001.58$0.00
Taxes / mo$301.33$301.33$301.33
Insurance / mo$150.00$150.00$150.00
MI / mo$61.26$61.26$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$973.71$1,975.29$2,054.19
Cash to close$175,236$25,000$25,000