Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,841	$145,841	$331,054
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$185,213	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	6.652%	7.640%
1st payment	$876.67	$876.67	$2,292.15
2nd payment	$0.00	$1,234.75	$0.00
Taxes / mo	$212.00	$212.00	$212.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$66.21
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,367.34	$2,602.09	$2,720.36
Cash to close	$221,997	$36,784	$36,784