Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$106,096$106,096$197,999
Remaining term (yrs)23.923.930.0
Secondary amount$0$91,903$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%6.230%7.640%
1st payment$516.13$516.13$1,370.91
2nd payment$0.00$689.27$0.00
Taxes / mo$97.25$97.25$97.25
Insurance / mo$150.00$150.00$150.00
MI / mo$86.94$86.94$39.60
HOA / mo$0.00$0.00$0.00
Total monthly$850.32$1,539.59$1,657.76
Cash to close$113,903$22,000$22,000