Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$126,106	$126,106	$269,999
Remaining term (yrs)	11.5	11.5	30.0
Secondary amount	$0	$143,893	$0
Funding fee	$0	$0	$0
Note rate	5.500%	5.500%	7.400%
Blended rate	6.350%	7.229%	7.640%
1st payment	$1,222.44	$1,222.44	$1,869.42
2nd payment	$0.00	$959.29	$0.00
Taxes / mo	$342.67	$342.67	$342.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.50	$152.50	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,867.61	$2,826.90	$2,416.09
Cash to close	$173,893	$30,000	$30,000