Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$382,793	$382,793	$404,100
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$43,757	$0
Funding fee	$1,914	$1,914	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.365%	7.640%
1st payment	$2,548.96	$2,548.96	$2,797.91
2nd payment	$0.00	$433.01	$0.00
Taxes / mo	$374.17	$374.17	$374.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.82
HOA / mo	$490.00	$490.00	$490.00
Total monthly	$3,563.13	$3,996.14	$3,892.89
Cash to close	$66,207	$22,450	$44,900