Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$185,830	$185,830	$237,510
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$51,680	$0
Funding fee	$929	$929	$0
Note rate	6.930%	6.930%	7.400%
Blended rate	6.930%	7.380%	7.640%
1st payment	$1,248.38	$1,248.38	$1,644.47
2nd payment	$0.00	$387.60	$0.00
Taxes / mo	$296.42	$296.42	$296.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$47.50
HOA / mo	$300.00	$300.00	$300.00
Total monthly	$1,994.79	$2,382.40	$2,438.39
Cash to close	$78,070	$26,390	$26,390